DISCOVER FINANCE

So far in 2026, OpenAI has not had a great year. Originally, Sam Altman described OpenAI as a nonprofit organization working for the betterment of humanity. Now, the company has shifted its focus to shareholders, specifically gearing up for one of the largest initial public offerings in history. But as a direct result of this, the company has faced many problems, such as legal challenges over the fair use of intellectual property, legal challenges over its governance, legal c

Mortgage rates are influenced by two main types of factors: those you can control and those you can’t. On the personal side, lenders typically offer better rates to borrowers with strong credit scores, lower debt relative to income, and larger down payments. Comparing lenders can also help you secure a lower rate. When the economy is weak, rates often drop to encourage borrowing. When it’s strong, rates tend to rise to slow spending. 15-Year vs. 30-Year Mortgages The two most

On February 28, 2026, the United States worked with Israel to attack Iran’s military and nuclear facilities. In response, Iran quickly launched missiles on Israeli and US bases in the Gulf. As markets open on March 2, investors are assessing how these escalations will affect oil prices, the stock market, and the global economy as a whole. Around 20 million barrels of oil are transported through the Strait of Hormuz each day, which is a crucial waterway between Iran and Oman.

Consumer Price Index (CPI) The Consumer Price Index, widely known as CPI, is an economic data point that gives key information on market movements specifically regarding inflation. CPI reports the average change monthly of consumer spending for a chosen group of goods and services. This chosen group is called the market basket, where there is a certain group of goods and services that the U.S. Bureau of Labor Statistics takes into account when measuring CPI. This basket of go

Over the past 20 years, no industry has generated more wealth than software. It turned physical tools into digital ones, manual procedures into automated ones, and developing startups into multi-trillion dollar companies. However, in early 2026, that same dominance over industries is being questioned. Duolingo has fallen more than 60% in less than a year. Monday.com is down over 50%. Even Figma, one of the most anticipated IPOs of 2025, has lost almost 75% of its value. Thes

What are Bonds? Key Concepts Bonds, often known as fixed-income loans, are a sort of loan. A bond issuer draws money from a lender for a certain length of time with a fixed repayment schedule. The amount borrowed = Principle  Interest paid = Coupon Each bond provides its principal, maturity, and coupon rate (interest rate).  This additional interest is also called the yield of the bond(coupon rate), and yields have an inverse relationship with credit rating and are heavily